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Five Easy Snack Makeovers to Save on the
Grocery Bill
You may have noticed that your habits and interests have
changed as you’ve gotten older. More than likely, you exercise
and participate in physical activities at a slower pace than
when you were in your youth. Even the foods you enjoy today may
be rather different than 30 or 40 years ago. These changes in
lifestyle can make a dramatic change in the type of
expenditures that appear in your current budget.
Don’t change anything except the way you shop
Shop differently. If you shop at grocery stores in which you
aren’t normally seen at, like bulk food stores and low-cost
groceries, you can often buy the same brand-name products
you’re used to only at reduced costs. This type of cautious
shopping is a great way to save money on your grocery bill.
Find low-cost food alternatives
You can easily cut down on your snacks by shopping more
inexpensively. If you are used to spending $5.00 a day on a
muffin from the corner store, shop for pre-packaged muffins at
a low-cost grocery store and bring one of those to work with
you each day. This is a way that can save you a ton on your
grocery food bill. You can do this with snack foods very
easily. Simply purchase inexpensive snacks at your grocery
store when you do the shopping. Bring these snacks with you
when you are likely to snack.
Makeover the kids habits
If you raised kids, the expenditures in your budget are
probably significantly different today than when your children
lived with you. Then, you probably looked for “family” discount
packages for vacations and entertainment events. You probably
purchased milk in a gallon container and kept a large supply of
laundry and cleaning products. You probably cooked large meals
with leftovers for one, maybe two, days.
Your medicine cabinet probably had lots of bandages and alcohol
for those times when the kids scrapped their knees, as well as
vitamins and cold tablets to keep them healthy and protected
from viruses transmitted by their classmates.
But now that you’re older and the kids have flown the coup,
it’s time to look at how to budget for the 50-something
lifestyle for you and your spouse (or for you, if living
alone).
Grocery choices
When purchasing goods with short shelf lives or expiration
dates, such as milk, cheese and other dairy products, avoid
getting the “jumbo” or “family-sized” container for your scaled
down family of just you and your spouse. Generally, dry goods
can last a long time, and you may be inclined to purchase the
large bag or box of rice, cereal, and flour. However, if it
takes you a very long time to consume the product once the
container has been opened, that product can lose its freshness
and original properties. For example, homemade cookies made
with old, exposed baking powder will not rise as much as when
the powder was fresh.
Energy efficiency
If you are retired or no longer working, you may have noticed
that your heating and cooling bills are higher now that you are
in the home over more hours per day. Therefore, you may want to
acclimate yourself to slightly lower temperature settings on
your house thermometer. If you have a timer system on your
thermometer, you might adjust the time settings as well. In
fact, if your equipment is more than 15 or 20 years old, you
may want to consider upgrading or replacing it with a more
energy-efficient furnace and air conditioning system. Sadly,
the rate of prescriptions continues to rise. So, remember to
include the cost of your medication, medical services and
long-term care, when modifying your budget, also.
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