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Six Savvy Car Shopping Moves to Keep You From
Breaking the Bank
Unfortunately, in recent years transportation has once again
become an issue for not only those with a tight budget, but for
everyone. It literally is madness the way gas prices have
continued to soar. It does not seem like that long ago when
prices were sub eighty-cents per gallon. Now it feels like that
would only happen in those pictures that occur between midnight
and six AM.
There is an assumption that with the age tag of forty there is
some stability in the workplace and at home. If that is the
case there are some simple ways to save money on transportation
costs, while also offering different experiences and health
friendly alternatives.
For basic transportation issues, one of the best solutions is
as simple as a carpool. If the drive is thirty minutes to work
and there are two others who can alternate drive then the saved
money from gas can reach three figures each month easily.
If the city is where one lives, perhaps a nice bike or a walk
can really save a big load of money, while also keeping the
circulatory system strong.
Travel is exciting for many people in the United States and
beyond. Perhaps there are friends in New York, or a cool spot
in Chicago, flying between home and multiple places can place a
major strain on a wallet. Of course there are discounted
flights that are popping up all over the place, but for many
the cost of flying deters many from taking as many vacations as
are desired. Shockingly many of these travelers have never
considered a nice train ride to their destination.
Now a train ride solves the problem of hassle,
which accompanies a long car ride, and it saves a
plethora of money that can be wasted on a flight. Modern
trains are extremely comfortable, and who would not
rather spend money on a Broadway show rather than a mode
of transportation that will put everyone in the same
destination.
It is a little shocking that the price of gas has become a
major expenditure issue in the past few years, but it has been
showing no signs of slowing down. Really the best choice is to
cut back on gas expenditure in any way possible, be it with
some carpooling, walking, or avoiding the jets. Simple steps
can be made all over to save some transportation money and help
out the environment. This is one tip you can use when trying to
accomplish your goals.
Credit card debt is also considerably higher than
30-somethings. According to MSN Money one in 10 people in their
40s have more than $10,000 in credit card debt, compared with
one in 12 people in their 30s.
More income and more experience money managing explain why
fewer 40-somethings are getting behind in bills. At the same
time people in their 40s are getting much more serious about
retirement than the younger aged. Once again MSN Money states,
“The percentage of people who have workplace retirement plans
or IRAs rises to 59% for those in their 40s, compared with 53%
of 30-somethings.” This statement should mean a lot to those in
their 40s.
You can find several transportation resources for seniors in
your telephone directory or on the Internet. Check with your
municipal and county departments for available services. In
some cases, you may have to complete an application form. Some
may require the signature of your doctor or medical
professional. If you live or plan to live in a senior facility,
private shuttle services to shopping malls and group social
activities might also be available as a standard part of the
residential package.
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